Money & Markets 360°

Here's how retirees can stop compounding tax leaks without large, expensive Roth conversions.

Oct 25, 2026, 9:00 a.m. EDT3 min readCanary Wharf, London (Pixabay)SummaryMore than 10,000 complaints about bank restrictions on cryptocurrency transactions were submitted across the U. K. during a 90-day period, according to the advocacy group Stand With Crypto. Lloyds Banking Group received the most complaints, followed by Barclays and NatWest, though the voluntary data was not adjusted for each bank’s market share and does not represent all customers. Stand With Crypto said banks’ blanket bans, rigid limits and unclear policies could impede access to regulated exchanges and undermine Britain’s ambition to become a global cryptocurrency hub. The U. K.’s desire to become a global cryptocurrency hub appears to have collided with a barrier in the form of the country’s high-street banks. More than 10,000 complaints about banking restrictions on crypto purchases were submitted by consumers over 90 days between May and August, according to advocacy group Stand With Crypto (SWC). The country first announced its support for the industry back in 2023, when Rishi Sunak, later prime minister, was still chancellor of the exchequer for the Conservative government.

Using an IRA to cover significant long-term care costs could cause your taxes and Medicare premiums to rise, and leave your family facing some tough choices.

Open this photo in gallery:Good_Stock/iStockPhoto / Getty ImagesThis is the weekly Work Life newsletter. If you are interested in more careers-related content, sign up to receive it in your inbox. Imagine being replaced by artificial intelligence at work, only to get a call from the same employer asking you to return. For some workers, that scenario is already a reality. New research from talent assessment company SHL found that 16 per cent of U. S. and U. K. workers surveyed say they’ve personally been replaced by AI and later asked back by the same employer. That figure jumps to 19 per cent in the U. S., compared with 13 per cent in the U. K. The findings come from SHL’s Talent Mobility at Work in 2026: The Hidden Workforce report, based on a survey of 2,036 employed adults across the two countries. Lucy Beaumont, senior vice-president of product and design at SHL, says the trend, which the company calls “AI rebounding,” suggests some employers are moving too quickly to reduce costs without fully understanding what employees contribute. “The pattern we see is automate first, understand the work second. That’s backwards,” she says. Ms.

The nine months between Election Day and June 30 have seen the S&P 500 deliver an average return of 15.5% going back to 1950.

Record 401(k) balances are tempting, but inflation is stubborn. Take this choose-your-own-path guide to see if you are truly ready for your next chapter.

There is a wide disconnect between Wall Street and Main Street, and AI could drive them even further apart

Blockchain has become an issue in this week’s Israeli elections after Prime Minister Benjamin Netanyahu said Friday that the country could turn to cryptocurrency to avoid strains on the economy from any potential international financial sanctions. He told a local television interviewer that Israel is exploring the use of blockchain technology and cryptocurrencies as a means of circumventing potential banking sanctions. “Blockchain is an alternative to sanctions,” the prime minister said in an interview with Israel’s Channel 10 economic network on Friday. His calling blockchain a “national strategic tool” signals a pivot in the government’s stance on the digital currency industry, from an investment event into part of the country’s economic defense strategy, reported CryptoJungle, Israel’s largest crypto media platform. A dozen Western countries have announced sanctions targeting goods from Israeli settlements in the West Bank in response to Jewish settler attacks on Palestinians and an increase in settlement construction approved by Netanyahu’s right-wing government. Those sanctions could extend into Israel proper, economists and industry figures told The Times of Israel last month

Investors should focus not on the rate itself, but on where financial conditions are

Compare 2026 Thanksgiving dinner deals from Aldi, Lidl, Target, Kroger and more. See meal prices, serving sizes and what's included for under $50.

You've aced saving for retirement, but having to spend your money may come as a shock. This is what's likely to trip you up and how to adjust your habits.

Open this photo in gallery:The Bank of Canada’s governing council, led by Tiff Macklem, will either keep the policy rate as is or launch a possible series of increases starting this Wednesday. Justin Tang/The Canadian PressJohn Turley-Ewart is a contributing columnist for The Globe and Mail, a regulatory compliance consultant and a Canadian banking historian. Making ends meet may soon be harder. The Bank of Canada’s governing council, led by Tiff Macklem, will make the determination. It will either keep the central bank’s policy rate as is, at 2.25 per cent, or launch a possible series of increases starting this Wednesday. For many if not most Canadians, the prospect of higher interest rates could not be more ill-timed. If you own a house or want to, if you have a job or need one, run a business or plan to, or you are just keeping your head above a sea of debt, the Bank of Canada decision will be personal. Mr. Macklem recently indicated the bank’s decision amounts to a calculated answer to this question: Will inflation, driven higher by energy prices to 3.1 per cent in September, revert to the bank’s 2-per-cent target six months to a year from now?

The meeting is the first such gathering since 2005, when premiers and then-prime minister Paul Martin met with Indigenous leaders in Kelowna, B.C.

Greentank, started by the grandsons of Shoppers Drug Mart founder Murray Koffler, have developed a device they say reduces the dangers of vaping to nearly zero

Oct 24, 2026, 12:00 p.m. EDT3 min readNYSE trading floor (Michael M. Santiago/Getty Images)SummarySince 2025, preferred stocks funded purchases of 135,979 BTC through Oct. 5, Fidelity said. Bitwise expects ETFs to remain the larger demand source, with preferreds attracting yield investors. Dividend obligations and buybacks could constrain further bitcoin purchases. Bitcoin BTC$84,459.46 treasury companies like Strategy (MSTR) and Strive (ASST), whose purchases help maintain demand for the largest cryptocurrency, have a tough balancing act, according to Fidelity Digital Assets and analysts who spoke to CoinDesk. On the one hand, they need cash to fund their purchases. On the other, they need to maintain investor appetite for new sales of the perpetual preferred stock that is their favored fundraising vehicle. As the number of shares in circulation grows, so do the dividend payments. The securities, which sit between debt and common equity in the capital structure with regular payouts and no voting rights, have financed purchases of some 136,000 bitcoin in the 20 months since their introduction, Fidelity research analyst Zack Wainwright wrote in a Tuesday report.

Oct 24, 2026, 11:21 a.m. EDT2 min readJack Dorsey, co-founder and CEO of Block (CoinDesk)SummaryBlock unveiled Dessa, a voice AI trained only on human speech that talks without text and runs locally on a MacBook Pro with an M4 Max chip. Reactions split between amazement at how human it sounds and fears it could fuel scams and deception, with CZ eyeing uses in children’s education. Block hasn’t disclosed model size, benchmarks or a release date; the research preview is going first to a small group of AI safety researchers. Jack Dorsey's payments company Block XYZ$76.45·Market Closed has unveiled a voice AI model that sounds remarkably human in company demonstrations, prompting reactions ranging from amazement at its conversational abilities to warnings that such technology could make phone scams harder to detect. Called Dessa, the model was trained entirely on human speech rather than text and can listen while speaking, allowing it to handle interruptions, laughter and changes in tone during a conversation, according to the Block’s announcement. “Talking with it feels like talking with a person…full of emotion, nuance, pauses, and a natural cadence,” Dorsey wrote on X.

SummaryThe U. S. is quickly evacuating personnel across the Middle East on threat of Iranian attacks, the WSJ reported. Crypto prices are in broad decline on Saturday, with bitcoin slipping to its weakest level in more than one month. The U. S. is quickly evacuating personnel from embassies and military bases throughout the Middle East as intelligence suggests Iran is prepping attacks against Americans, the WSJ reported Saturday morning. “Iran has substantially increased efforts to target U. S. personnel,” wrote Jay Clayton, the director of national intelligence, in a Friday memo to Secretary of State Marco Rubio. “The lethal plotting efforts by the Iranians against U. S. citizens have reached advanced stages in both the Middle East and certain other countries.”These evacuations appear to go well beyond reports from earlier this week that the U. S. was ordering some diplomatic staff in Saudi Arabia to vacate. President Trump, meanwhile, has threatened a re-escalation in the war against Iran after the midterms in early November. “We may do another little ‘Epic Fury,’” Trump said at a rally in Florida on Friday. Crypto prices are sinking to multi-week lows, with bitcoin now down by 2

"I never once pulled anything out, no matter how bad the market got, like in 2008. I stayed the course, and it has paid off, so far."

Oct 24, 2026, 11:00 a.m. EDT4 min readMcDonalds sign (Jurij Kenda/Unsplash)SummaryThis is an excerpt from CoinDesk's new ‘Tokenization Weekly’ newsletter that will be launching soon. Sign-up details will be here when it goes live. The SEC's new framework for tokenized stock trading looked, at first glance, roughly a month ago, like a fast track to putting U. S. equities on crypto rails. The first real-world test hasn't looked particularly encouraging so far. A growing group of public companies has objected to having their shares traded on the tokenized-securities venue being built by OKX and Intercontinental Exchange (ICE), the owner of the New York Stock Exchange. This week’s of objections included some of the biggest names yet: Microsoft (MSFT), Alphabet (GOOG, GOOGL), Goldman Sachs (GS) McDonalds (MCD) and three others on Monday, then Wells Fargo (WFC) and Cisco (CSCO) and four more firms on Friday rejected having tokenized versions of their shares traded on OKXICE, bringing the disclosed total now to 22 objecting issuers. Seeing some of the world's largest companies say no may not exactly be the start that tokenization advocates had hoped for.

Oct 24, 2026, 10:38 a.m. EDT2 min readSummaryAn Argentine judge dismissed the criminal probe into President Javier Milei, his sister Karina and LIBRA adviser Hayden Davis. The judge found that Milei's promotion of LIBRA did not constitute fraud, despite the attention his support drew to the token. LIBRA lost more than 95% of its value after reaching about $5, while wallets linked to its creator withdrew around $99 million in cryptocurrency. An Argentine federal judge has dismissed the criminal case against President Javier Milei over his promotion of LIBRA, a memecoin that crashed soon after its launch in February 2025. The ruling also covers Milei's sister Karina, the presidency's secretary general. U. S. businessman Hayden Davis, who described himself as an adviser to the token's launch, was also covered by the dismissal, Reuters reported. In all, 11 people were cleared, including lobbyist Mauricio Novelli and KIP Protocol CEO Julian Peh, according to Infobae. None of them had been formally questioned in the case.

Oct 24, 2026, 10:06 a.m. EDT2 min readAndrew Cuomo, co-chair of OKX-ICE and board member of OKX (Getty Images)SummaryCisco, Wells Fargo, Marvell, Arm, Intuit and Moderna opted out of OKXICE’s plans to offer blockchain-based trading of their tokenized shares, bringing the total number of objections to 22. The growing list highlights a hurdle for the joint venture of the crypto exchange and NYSE parent under the SEC’s new framework, which gives issuers 30 days to block their shares from trading on a tokenized securities venue. OKXICE co-chairman Andrew Cuomo said objections were expected, with many companies preferring to wait and see how the new market works before participating. Cisco (CSCO), Wells Fargo (WFC) and four other companies have opted out of plans by crypto exchange OKX and New York Stock Exchange parent Intercontinental Exchange (ICE) to offer blockchain-based trading of their shares, bringing the total objections to 22 as issuers weigh participation in the SEC’s new framework for tokenized stocks.

Updated Oct 24, 2026, 1:50 p.m. EDTPublished Oct 24, 2026, 10:00 a.m. EDT3 min readXapo's Seamus Rocca (courtesy Xapo Bank)SummaryXapo customers are using bitcoin as collateral and accumulating BTC through interest on dollar savings, its CEO told CoinDesk. Experience from previous market cycles is dividing clients between profit-takers and holders reluctant to sell. Traditional banks’ cautious approach leaves an opening for specialist providers, Seamus Rocca said. Wealthy bitcoin BTC$84,459.46 holders are increasingly treating their cryptocurrency as an asset to borrow against and generate income from, marking a shift from speculation toward private banking, according to Xapo Bank CEO Seamus Rocca. At the Gibraltar-based bank, customers are seeking cash without selling their bitcoin, putting some of their holdings into income-generating investments, or accumulating more BTC through interest paid on dollar savings, he said. “Customers are looking for yield and alpha,” Rocca told CoinDesk in an interview, pointing to demand from funds and family offices for accumulation and income products. The behavior reflects bitcoin’s growing maturity, he said.

Skip to main contentCrypto News42 minutes agoPress ReleasesFeatured Research2.4M ZEC votedLargest Zcash coinholder vote on record, backing halvings by 106 to 1Layer 1 BlockchainsMacro & Market TrendsToday's ClipsCloudflare CEO: "agent traffic will be 1,000x human traffic" within 5 yearsWhat tokenized stocks unlock for borrowing“AI agents now have their own economy.”$300K BTC by 2030? Eliza Labs Founder Crypto Has Become A 'Cesspool Of Human Incentive And Degeneracy'Strategy CEO Phong Le Pushes Back On The Idea That AI Invented $STRC

“We worked out a monthly budget of $1,500 for her share of rent, utilities and food, including groceries and meals on campus.”

Ghosts, goblins and witches aren't the only things retirees need to fear this Halloween. These five retirement mistakes can cost you a monstrous amount.